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Mineo
Insurance

All your insurer's AI, governed and compliant

Centralize how every insurance team uses AI on one platform: any model, no lock-in, corporate data that never trains third-party models, cost under control, and Solvency II, DORA, GDPR and IDD compliance by design.

See how it works
Shadow AI under control

Replace scattered, ungoverned chatbot use with one platform — permissions and audit included

Your data stays yours

Corporate data never trains third-party models; you control residency and access

Insurance-grade compliance

Solvency II, DORA, GDPR and the IDD — traceability on every AI interaction

What your teams build, governed

One governed platform for every insurance team

Underwriting, actuarial, claims, pricing, compliance — each team builds what it needs with any AI model, while you keep one place to set permissions, control cost and prove compliance.

Conversational AI

Conversational AI on your data, under your control

Give teams a governed way to chat with any AI model over approved data and tools (MCP) — instead of pasting claims and policy data into public chatbots. Every conversation runs with permissions and a full audit trail, and corporate data stays private.

  • Any model — switch without re-platforming
  • Acts through approved tools (MCP), with guardrails
  • Permissions and audit on every conversation
  • Corporate data never leaves your governance
MINEO Threads · Claims analysis
claims_dbpolicies.csv
Corporate assistants

Corporate assistants for every line and department, not Shadow AI

Give each department its own assistant — claims, underwriting, policy wording — shared across the insurer, on any model, with permissions, team memory and skills. They work like agents: they search claim files, read policy documents and open tasks in your tools, always within the access of the person asking.

  • Claims triage: summarizes a claim file and suggests next steps
  • Underwriting support: pulls key facts from a risk file and checks them against your guidelines
  • Policy-wording Q&A: answers agents and brokers from your approved policy docs, citing the clause
  • Team memory: assistants read and update a knowledge base of underwriting guidelines, claim precedents and coverage interpretations
  • Acts as an agent through approved tools (MCP), with permissions, audit and cost limits
Set the assistant's name, model and base instructions.
🤖
* Name
Data Analyst
Description
An AI assistant that helps you analyze and explore your data.
Model
Claude Fable 5.1 (EU) 🇪🇺
Instructions
You are a data analyst assistant. Help users explore, analyze, and understand their data. Write clear SQL queries, explain results, and suggest insights.
Optimize prompt
Conversation starters (2 / 4) Add
Explore tables What tables are available? Show me their schemas.
Quick summary Give me a summary of the most important table.
Skills

Your insurer's know-how, as reusable skills

Turn the way your teams work into skills: the underwriting guidelines, the claims reserving criteria, the format for internal and supervisory reports. Anyone picks them with / while writing, and the assistant only loads them when they're needed.

  • Company-wide skills shared from one project and edited in one place
  • Line skills for auto, home or health, visible only to that team
  • Pick them while typing with / — only what you pick travels with the message
  • The assistant can write a new skill from an answer that worked
Search skills…
AllOrganizationProjectPersonal
  • /underwriting-guidelines

    Appetite, limits and referral rules by line

    2.4k
  • /property-risk-review

    Checklist for commercial property submissions

    1.3k
  • /claims-reserving-criteria

    How the claims team sets initial reserves

    1.1k
  • /regulatory-report-format

    Structure for internal and supervisory reports

    950
  • /my-broker-emails

    How I write to brokers

    380
underwriting-guidelines property-risk-review
Review this commercial property submission against our underwriting guidelines

Only the skills you pick travel with this message.

Artifacts

Apps built from a conversation, organized and governed

Ask for a claims backlog tracker or a premium quote simulator and the assistant builds it as an artifact — a live app. Each one stays with its conversation, keeps every version and is published under its own URL with permissions, ready to become a team tool.

  • Lives with the conversation that created it — no loose files
  • A version per iteration; restore or republish any of them
  • Published under its own URL, with permissions
  • Export a copy to the project when it becomes a team tool
  • Reads claims and policy data through MINEO, server-side
Build a tracker of open claims by line that the claims managers can open.
Querying claims_db · 3 lines of business
index.html · app.js · styles.css
Done — version 3 adds the SLA breaches you asked for. It reads live from claims_db through MINEO, so it stays up to date.
Highlight claims open for more than 30 days…
v1v2v3 Restore
Publish
mineo.app/a/open-claims

Claims · Open

Open claims by line

This month
Open claims 1,460
Past SLA 37
Closed within SLA 88%
  • Auto 730
  • Home 438
  • Health 292
Notebooks

Governed notebooks for actuaries and pricing teams

More than Jupyter. For the teams that need code: Python, AI cells on any model and interactive widgets in a collaborative, governed environment — with data connected securely and one-click deployment to live apps.

  • 5 cell types: Code, Markdown, AI cell, Widgets, Snippets
  • AI cells on any model for code and analysis
  • Connected data with permissions, not loose copies
  • Real-time collaboration with access control
  • One-click deployment to governed live apps
MINEO
Loss Ratio Review
100%
Code Markdown Assistant Widget Snippet
Monthly loss ratio analysis

Compare loss ratios across lines of business and regions.

Region: All Regions
Results:
8
Apply
[1]

df = mineo.query("SELECT line_of_business, SUM(incurred_losses) FROM claims GROUP BY line_of_business")

px.bar(df, x="line_of_business", y="incurred_losses", title="Loss Ratio by LoB")

NA
EU
APAC
LATAM
Assistant

Key insight: North America drives 43% of total revenue. APAC showed the strongest growth at +23% QoQ, driven by expansion in Japan and Australia.

[2]

df.sort_values("revenue", ascending=False).head()

Region Revenue Growth
North America $1.8M +12%
Europe $1.1M +8%
APAC $820K +23%
LATAM $480K -3%
v12 ProWorker 2 CPU · 6GB
Deploy as App
Live Apps

Internal apps your teams use, with permissions

Turn the work into always-on dashboards and applications for the whole insurance org. Deploy with Streamlit, Gradio, Dash and 6+ more frameworks — with permissions and access control built in, ready for your stakeholders.

  • 9+ Python frameworks: Streamlit, Gradio, Dash, Panel, and more
  • Always-on apps with custom domains and 99.9% SLA
  • Permissions and access control on every app
  • Real-time data from governed data sources
MINEO MINEO · Claims dashboard
Live
Claims overview

Last updated: 2 minutes ago

Filters Line: Auto Export

Claims filed

4,218

+14% vs Q3

Active policies

82,340

+6% vs Q3

Loss ratio

62%

-2% vs Q3

Claims by month FY 2026
$850K Q1
$920K Q2
$1.1M Q3
$1.3M Q4
Customer Region Revenue Status
Acme Corp NA $245K Active
TechFlow GmbH EU $182K Active
Sakura Ltd APAC $156K Pending
DataBr SA LATAM $98K Active
claims.mineo.app Powered by Streamlit
Dev Environments

Full VS Code in the cloud, governed

A complete Linux environment in the browser for technical teams. Install any tool — Claude Code, Codex, Gemini CLI — connect governed data sources and collaborate, without code or data leaving your control.

  • Full VS Code with extensions and terminal
  • Any tool: Claude Code, Codex, Gemini CLI
  • Custom Docker images and GPU acceleration
  • Connected to governed data sources and Git integration
MINEO VS Code — Dev Environment
claims_dashboard.py
pipeline.py

import streamlit as st

from mineo import DataSource

import plotly.express as px

 

st.set_page_config(layout="wide")

st.title("Claims Dashboard")

 

ds = DataSource("claims_db")

df = ds.query("SELECT * FROM claims")

 

# Layout

col1, col2 = st.columns(2)

col1.metric("Incurred losses", f"${df.incurred_losses.sum():,.0f}")

col2.metric("Claims", f"{df.claim_id.nunique():,}")

 

# Charts

fig = px.bar(df, x="month", y="incurred_losses", color="line_of_business")

st.plotly_chart(fig, use_container_width=True)

TERMINAL | zsh

mineo-dev@workspace:~/project$

Successfully installed plotly-5.22 scikit-learn-1.5

Your app is live at https://claims-dashboard.mineo.app

✓ Deployed successfully

Pipelines

Automate AI workflows with control and audit

Chain notebooks and AI steps into production workflows. Schedule with cron, trigger via REST API, and govern every run from one platform — with full history and audit trail.

  • Chain notebooks as sequential pipeline steps
  • Schedule with cron or trigger via REST API
  • Configurable compute resources per pipeline
  • Execution history with logs and audit trail
  • Assistants as scheduled steps — every morning, a summary of new claims flagged for review
MINEO / Projects / insurance / Daily claims refresh
General Elements 4 Executions API

Elements

1 extract_claims.ipynb
2 validate_claims.ipynb
3 publish_claims_report.ipynb
4 Sales assistant: summarize the day

Resource Config

Worker Environment
ClaimsWorker 2 cores · 6 GB

Scheduling

Crontab Expression 0 6 * * *
Every day at 06:00
Active

API

Enabled
POST /v1/pipelines/{id}/run
Last Execution Running • -- • Waiting
Why insurance leaders choose MINEO

Govern AI across the insurer

For a CTO or CISO the value isn't one more tool — it's one governed place where every team's AI is visible, controlled and compliant.

Govern

From Shadow AI to governed assistants

Bring scattered ChatGPT use into one platform: the same models teams already like, now with permissions, audit and data that never trains third-party models.

Control cost

AI spend you can actually see

Track AI cost per team and use case, set budgets and route to the right model — no more surprise invoices across departments.

Prove compliance

Audit-ready for insurance regulation

Every AI interaction is logged and traceable, helping you evidence Solvency II, DORA, GDPR and IDD requirements without extra tooling.

Govern all your insurer's AI on one platform

Every model, no lock-in, data that never trains third-party models, cost under control and insurance-grade compliance — Solvency II, DORA, GDPR and the IDD.